THE MOST REVOLUTIONARY LOAN PROGRAM FINALLY IS OFFERED IN THE UNITED STATES!

THE LOAN WAS ORIGINALLY INTRODUCED BY MACQUARIE BANK IN AUSTRALIA OVER 40 YEARS AGO. THE LOAN WAS INTRODUCED TO ASSIST FAMILIES WITH LITTLE WORK HISTORY OR NEW TO AUSTRALIA TO HELP PURCHASE A HOME. TO HELP MACQUARIE FEEL "COMFORTABLE" WITH THE NEW LOAN THEY REQUIRED THE BORROWER(S) TO DEPOSIT THEIR PAYCHECK DIRECTLY INTO THE CHECKING ACCOUNT THAT WAS TIED TO THEIR MORTGAGE. AS TIME WENT ON MACQUARIE BANK HAD FEWER LATE PAYMENTS, FEWER FORECLOSURES, AND PEOPLE WERE BUILDING EQUITY FASTER. THIS PROCESS SAVED MACQUERIE THOUSANDS IN ASSOCIATED COSTS THAT IS NORMALLY PASSED ON TO ALL THE BORROWERS OF THE BANK.  

THIS IS A FINANCIAL TOOL.

WHEN YOU DEPOSIT YOUR CHECK INTO YOUR BANK, IT ALLOWS ALL OF THE MONEY TO BE APPLIED TO YOUR MORTGAGE. THIS IMMEDIATELY LOWERS THE INTEREST PAID TO THE BANK. YOU CONTINUE WRITING YOUR NORMAL BILLS OUT OF THE ACCOUNT, BUT YOUR INTEREST IS CALCULATED ON THE LOWER DAILY BALANCE. THIS IS HOW YOU SAVE MONTH AFTER MONTH THOUSANDS IN INTEREST AND WITHOUT CHANGING YOUR SPENDING HABITS. THIS IS NOT CONSIDERED A BI WEEKLY LOAN OR A NEGATIVE AMORTIZATION LOAN.

NO CHANGE TO THE WAY YOU CURRENTLY PAY YOUR BILLS.

- FREE ONLINE CHECKING ACCOUNT

- VISA ATM / DEBIT CARD

- CHECK BOOK

- ONLINE BILL PAY

WHY NOW? WHY ARE WE NOW ABLE TO OFFER THIS LOAN?

BANKS HAVE HISTORICALLY DOMINATED THE MORTGAGE MARKET, AND THEY MAKE MONEY BY PAYING SMALL INTEREST RATES ON DEPOSITS, AN THEN LOANING THAT MONEY BACK OUT IN THE FORM OF  MORTGAGES, EARNING A PROFIT ON THE "SPREAD" BETWEEN THEIR LOAN RATES AND DEPOSIT RATES. IF BANKS OFFERED THIS TO THEIR CUSTOMERS, THEIR SPREAD WOULD DISAPPEAR, AND WITH IT, CONSIDERABLE PROFITS.

RUN YOUR PERSONAL SCENARIO TO SEE HOW MUCH YOU CAN SAVE!