PLATTE RIVER ADVANTAGES
PLATTE RIVER ADVANTAGES
INDUSTRY EXPERIENCE
The professionals at Platte River Mortgage have decades of experience in the mortgage industry. We can remember when interest rates hit a ‘historic’ low of 6% in the fall of 2002; we have seen the rise and fall of the sub-prime lending market in the mid-2000s, and we have navigated a regulatory landscape that is changing every day. The depth of our collective experience means that there are very few situations that we haven’t seen before, and we are able to identify solutions quickly and efficiently when the need arises.
ACCESS TO MULTIPLE INVESTORS
As a boutique mortgage brokerage, Platte River Mortgage has cultivated relationships with dozens of investors. Each investor offers something a bit different – some specialize in conforming loans, some reward borrowers with excellent credit, some cater to FHA/VA borrowers, and still others focus on niche products for unusual situations. By working with multiple investors, we are able to match our clients’ needs to the ‘right’ investor and ensure our clients receive the most competitive loan options available.
COMPETITIVE RATES
Every day, the prevailing market price of a mortgage changes. As a boutique mortgage brokerage, Platte River Mortgage regularly presents client scenarios to multiple competing investors to ensure we are delivering the best possible interest rate to our clients. At the same time, because we are a small group of skilled professionals, we are able to maintain a very lean operating model. Together, a cost-efficient business model and having multiple investors allows us to offer some of the most competitive rates in the state of Colorado.
OPERATING PHILOSOPHY
Unlike many mortgage companies that seek to build an efficient loan factory, Platte River Mortgage believes in the virtues of individual ‘ownership’ and ‘accountability’ throughout the process and having a single point of contact for our clients. For that reason, each of our lending professionals maintains responsibility for your loan from beginning to end. Responsibility doesn’t mean that they don’t get help along the way. We have some of the best people in the business working side-by-side to ensure every detail is documented and every question is addressed – but when it comes to delivering the sort of exceptional experience our clients deserve, it is our lending professionals who make the difference.
WHITE GLOVE SERVICE
When our clients come to us, often they are purchasing or refinancing one of their most valuable assets. No matter the circumstances, each of our clients deserves to receive our full attention and our best advice. This means attentive service and proactive communication. It means being available when our clients NEED us – not just when it fits our schedule. And it means that we respond promptly when questions arise, with thoughtful consideration. We go the extra mile and we do it in a highly professional, transparent manner.
TRUSTED PARTNERS
We are part of a team. Our team is focused on helping clients become homeowners and helping them navigate the ups and downs of homeownership. At Platte River Mortgage, our role is to educate our clients about the various financing options available to them, ensuring we deliver financing programs appropriate to our clients’ needs and to act as a trusted mortgage advisor, answering mortgage-related questions and monitoring the markets to identify opportunities that could arise from time to time. Other team members include realtors, attorneys and title companies, financial advisors, insurance agents, and a variety of other service providers that help make your house a home.
Sean 9
Sean was tremendous throughout the process of finding our home. He kept in constant communication and was on top of every little detail. When it came time to put a bid on our house, even though it was “after business hours”, Sean was available and willing to contact the selling agent to help in any way to facilitate the transaction. There’s no doubt in my mind that Platte River Mortgage’s “personal touch” was the difference in helping us get the house of our dreams in an extremely competitive market. I can’t recommend Sean Sedita and Platte River Mortgage enough!
— Ryan Edwards (Client)
PRM 24
Our Platte River Mortgage Professional was unbelievable, so available and accommodating, she made every step of the process feel easy. I so appreciated her thoroughness and knowledge. I can’t say enough good things about her and Platte River Mortgage! Thank you for making a challenging process run so smoothly.”
— JOY L. (CLIENT)
PRM 23
“Our Platte River Mortgage Professional was a pleasure to work with to obtain our new mortgage. He was proactive and focused on every last detail. Due to his diligence, integrity and professionalism, we were able to go to closing two weeks early. We would recommend him to anyone looking to finance a home.”
— JEFFREY B. (CLIENT)
PRM 22
“Few people have my kind of complex financial situation. My Platte River Mortgage Professional was able to explain it all clearly and concisely, allowing us to breeze through the process. With his help, I was able to reduce my monthly payment by $300.00 and shave three years off my loan. That’s real savings.”
— STEVE H. (CLIENT)
PRM 21
“My Platte River Mortgage Professional takes the time to listen and understand the goals of my clients and provides a high level of communication – from the beginning of the loan process through to the very end. I highly recommend using her and I look forward to our next opportunity!”
— KATE W. (REAL ESTATE AGENT)
PRM 20
“Our Platte River Mortgage Professional is extremely responsive whenever we have a question or need help, and we love that she keeps us updated as rates change over time. Two enthusiastic thumbs up!”
— LYNDSEY R. (CLIENT)
PRM 19
“Our Platte River Mortgage Professional was recommended by several friends and exceeded our high expectations. She delivered the best deal in town – we know because we shopped around. She is hands-down our choice for all our future needs!”
— MATT & MEGAN S. (CLIENTS)
PRM 18
“I have been a broker in the Littleton/ Denver area for 37 years and I have used my Platte River Mortgage Professional for a number of years. She is smart, hard-working, honest, and personable. ONE OF THE BEST LENDERS I HAVE EVER WORKED WITH, WITHOUT QUESTION. Nothing but high praise. You will feel the same once you let her work for you.”
— RANDY B. (REAL ESTATE AGENT)
PRM 17
“Having done several purchases and refinances through the years, I have learned there is nowhere else to go! No hesitation. No question. I have since referred several others to my Platte River Mortgage Professional. They all have had the same wonderful experience.”
— MARTY & MEGAN H. (CLIENTS)
PRM 16
“We refinanced our home with our Platte River Mortgage Professional and it could not have gone better. We were through underwriting in less than two weeks and were waiting for the appraiser to catch up. If you’re thinking about refinancing, I would absolutely recommend reaching out – I am sure you won’t be disappointed!”
— PATRICIA & DAVID G. (CLIENTS)
PRM 14
“I met my Platte River Mortgage Professional at a closing. I was representing the seller and she had done a loan on the buy side. Throughout the entire process, she kept me informed about of the deadlines… which were all met either early or on time. Her communication skills are stellar… [and] she does not waste anyone’s time. My life as a Realtor became much less complicated and stressful once I found her.”
— KATHLEEN G. (REAL ESTATE AGENT)
PRM 13
“Exceptional service! Professional yet personable!! My Platte River Mortgage Professional was patient with me for over a year until I decided to pull the trigger! The entire process — start to finish — went flawlessly!!!”
— KIMBERLY G. (CLIENT)
PRM 12
“Thank you for your excellent work on our clients’ loan! I really appreciate you taking such good care of them through the process.”
— SUE M. (REAL ESTATE AGENT)
PRM 11
“My Platte River Mortgage Professional did a brilliant job in helping us in our cross-country move. My wife and I recently relocated to Denver from the Baltimore/DC area and Platte River Mortgage was recommended to us as a potential mortgage company. He was the only person who was genuinely appreciative of our time. We weren’t just “clients.” He was genuinely there for us as a partner in our move.”
— CHRIS F. (CLIENT)
PRM 10
“We had the pleasure of working with our Platte River Mortgage Professional when purchasing our new home. He was amazingly responsive and made what seemed like an intimidating process going in about as stress free and seamless as possible.”
— DAVID L. (CLIENT)
PRM 9
“Our Platte River Mortgage Professional was absolutely wonderful to work with! He made himself available for any questions or concerns I had with the lending process. Because of his dedication and knowledge of the Denver area, my husband and I were able to close on our house quickly, without any hiccups. We cannot thank you enough for making the purchase of our first home such a pleasant experience!”
— AMY J. (CLIENT)
PRM 8
“Finding a loan in the USA is no easy process when you are a foreigner. But My Platte River Mortgage Professional is able to open up that perspective and make his banking partners receptive to your idea. Getting figures and facts across the communication and language barrier and turning your project into financing actuality is no little achievement! Chapeau bas, Monsieur!”
— JP DE LA C. (CLIENT)
PRM 7
“My Platte River Mortgage Professional is a wonderful person to do business with. He is prompt and responsive. He takes great care and pays attention to detail to ensure the file makes it to the closing table. He is also very personable and understands the importance of building relationships. I’m looking forward to build more relationships with him, as I know things will be taken care of in a timely and professional manner.”
— HADLEY O. (REAL ESTATE AGENT)
PRM 6
“My Platte River Mortgage Professional was a lender for a mutual client that we were both helping find and house and secure a mortgage for. He went above and beyond and helped this buyer in a very difficult situation. Most lenders would have let the deal fall apart, but he kept it together and got our client to the closing table! I would definitely recommend him for any and all mortgage needs!”
— BRIANA J. (REAL ESTATE AGENT)
PRM 5
“I have had the privilege of working with and recommending my Platte River Mortgage Professional for over 15 years. I can always count on him to be honest, treat my clients with care, and be true to his word. He has endless patience, experience, and knowledge… I have an immense amount of respect for him and I attribute so much of our success to his tireless attitude and devotion to his clients.”
— BRAD L. (REAL ESTATE AGENT)
PRM 3
“We just purchased our first home and it could not have gone better. Our Platte River Mortgage Professional was so patient and took the time to explain what was happening every step of the way. Working with him put us at ease during this stressful process. It was clear that he loves what he does, making it that much more enjoyable for us. If we had to do it all over again there is only one person we would trust.”
— NEILLIE F. (CLIENT)
PRM 2
“My Platte River Mortgage Professional watches out for your client like a hawk, without ever losing sight of the objective. I was amazed at how in tune she is with the industry, the programs available, AND my client’s needs. She makes all my transactions with her stress free and closes on time every time in person. She provides amazing communication with ALL parties involved, to me, that is key!”
— RHONDA H. (REAL ESTATE AGENT)
PRM 1
“My Platte River Mortgage Professional is amazing; I know that when my clients are working with her that they are in the best hands. She is proactive every step of the way. Seeing issues ahead and figuring out the best course of action to avoid delays and always has the client’s best interest at heart. She has a cheerful personality that makes her a delight to work with. I always look forward to transactions when she is part of the team.”
— KIMBERLY W. (REAL ESTATE AGENT)
PRM 1
