PLATTE RIVER ADVANTAGES
PLATTE RIVER ADVANTAGES
The professionals at Platte River Mortgage have decades of experience in the mortgage industry. We can remember when interest rates hit a ‘historic’ low of 6% in the fall of 2002; we have seen the rise and fall of the sub-prime lending market in the mid-2000s, and we have navigated a regulatory landscape that is changing every day. The depth of our collective experience means that there are very few situations that we haven’t seen before, and we are able to identify solutions quickly and efficiently when the need arises.
ACCESS TO MULTIPLE INVESTORS
As a boutique mortgage brokerage, Platte River Mortgage has cultivated relationships with dozens of investors. Each investor offers something a bit different – some specialize in conforming loans, some reward borrowers with excellent credit, some cater to FHA/VA borrowers, and still others focus on niche products for unusual situations. By working with multiple investors, we are able to match our clients’ needs to the ‘right’ investor and ensure our clients receive the most competitive loan options available.
Every day, the prevailing market price of a mortgage changes. As a boutique mortgage brokerage, Platte River Mortgage regularly presents client scenarios to multiple competing investors to ensure we are delivering the best possible interest rate to our clients. At the same time, because we are a small group of skilled professionals, we are able to maintain a very lean operating model. Together, a cost-efficient business model and having multiple investors allows us to offer some of the most competitive rates in the state of Colorado.
Unlike many mortgage companies that seek to build an efficient loan factory, Platte River Mortgage believes in the virtues of individual ‘ownership’ and ‘accountability’ throughout the process and having a single point of contact for our clients. For that reason, each of our lending professionals maintains responsibility for your loan from beginning to end. Responsibility doesn’t mean that they don’t get help along the way. We have some of the best people in the business working side-by-side to ensure every detail is documented and every question is addressed – but when it comes to delivering the sort of exceptional experience our clients deserve, it is our lending professionals who make the difference.
WHITE GLOVE SERVICE
When our clients come to us, often they are purchasing or refinancing one of their most valuable assets. No matter the circumstances, each of our clients deserves to receive our full attention and our best advice. This means attentive service and proactive communication. It means being available when our clients NEED us – not just when it fits our schedule. And it means that we respond promptly when questions arise, with thoughtful consideration. We go the extra mile and we do it in a highly professional, transparent manner.
We are part of a team. Our team is focused on helping clients become homeowners and helping them navigate the ups and downs of homeownership. At Platte River Mortgage, our role is to educate our clients about the various financing options available to them, ensuring we deliver financing programs appropriate to our clients’ needs and to act as a trusted mortgage advisor, answering mortgage-related questions and monitoring the markets to identify opportunities that could arise from time to time. Other team members include realtors, attorneys and title companies, financial advisors, insurance agents, and a variety of other service providers that help make your house a home.