Why Pre-Qualification is Important

Pre-Qualify When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and the size of loan you will qualify for. In the process, we explore your borrowing power – looking at your earning status, available money for down...

Five Tips to Get Your Loan Faster

Five ways to make the loan process go faster We should say that “working with us” is the first way! When you let us help you find the loan that’s right for you, you truly are taking advantage of some of the area’s best technology and expertise to get you a loan...

eSIGN: Everything You Need to Know

Platte River Mortgage & Investments is on the cutting edge and leading the way in electronic closings! What does it mean for you to close eSIGN……. Faster Closings – eliminates 75% of the paperwork Simplicity – signing is done with a click of a mouse Security –...

Eliminating PMI -Private Mortgage Insurance

Although lenders have been obligated (for loans closed past July ’99) to cancel Private Mortgage Insurance (PMI) at the point the balance goes under 78% of the purchase price, they do not have to cancel PMI automatically if the loan’s equity is above 22%. (There are...

Closing Costs: What To Expect at Closing

There are certain standard costs related to closing the sale of a house. Buyers almost always pay these closing costs, as specified in the sales contract, however, depending on State law the seller may be required to pay a portion of the closing costs. “Closing Costs”...